Mar 202020

By Anastasia Belyh

When it comes to building financial wealth, everyone has a different strategic plan on how to do so. Moreover, when it comes to finances, people have different strategies and definitions of wealth.

For someone, wealth is having capital in real estate, for others having thousands of dollars on a bank account, while for others, real wealth is being able to earn money while others work for them, otherwise called – having passive income.

Being a millionaire nowadays is not enough, because anyone can be a millionaire.

With so many different sources on how to earn first million, being a member of a one-million-dollar-club is not that difficult. One just has to discover how to look on assets and to understand that wealth beyond only having cash.

Don't get this wrong – having cash is fine, but there is more. Being wealthy means having more: more real estate, more cars, more good assets, more neutral assets, more liabilities, and even more of worse liabilities. In this case, worse is not necessarily bad.


Pros and cons are basically what they call assets and liabilities.

  1. Pros: properties you can rent, bonds, stocks, or real estate that produce income all belong to this category.
  2. Neutral goods: here are goods such as home accessories, art, gold. Moreover, anything that can be considered to be an integral part of the whole (as a collection) is a neutral asset. We call them that because they can still have a value when inflation strikes in.
  3. Disadvantages: deteriorate accessories like furniture, TV, and numerous personal belongings are in this group. These are usually things that are simply sitting around.
  4. Worse Liabilities: facilities that require monthly income in order to stay functional. Therefore, those are items such as a car, cell phone, or a boat.

Of course, to function properly in the 21st century, more

Source:: Life-Altering Financial Secrets From Top Wealth Creators

Mar 192020

By Martin Luenendonk

Vanilla or chocolate?

The ice-cream vendor stares yawningly at you. To which you joyously reply – Vanilla!

If only choosing between two jobs were that easy.

Job A pays well but Job B comes with perks and excellent work-life balance.

Why not choose Job A and get a better pay package? It helps with exponentially scaling your salary raise every year.

But wait! Job B allows me to have a life outside of my career for lesser pay. And what kind of life is all work but no play?

Are you losing your mind between these conflicting thoughts?

Cleverism has just the solution to help you make a career choice without entering a mental breakdown.


Take a deep breath and calm yourself.

Congratulations! You've got two pieces of job offers staring right back at you.

Give yourself a pat on the back. Most people would be lucky to have one job offer; you get the good fortune of choosing between the two.

Before making a decision, it's necessary to review your life goals and professional pathway.

Promise yourself that you won't read either job letters before you've reviewed your goals on paper. This is to eliminate any biased thoughts towards either job before a full review.

Now write down every career goal you want to achieve on a list. We'll use it in the next step.

Done? Perfect!

Now conduct a self-interview by asking yourself a series of questions.

1. Which of the two jobs am I most excited about?

Surely you have a preference for the two job offers you're considering. And even if you're excited about both jobs, careful consideration often leads to a decision.

Which job closely resembles your dream job that you've always wanted?

What about the organizations that you work for? Between the two companies, which one stands out in terms of recognition and success?

Take a look more

Source:: How to Choose Between Two Jobs

Mar 182020

By Martin Luenendonk

From propelling today's talent pool to the bleeding edge of humanity's advancement, and gifting next-level capabilities to fuel the transformations of whole industries, data science has been an important career buzzword for over a decade.

So you've decided to become a data scientist. You've decided to join a growing class of computational rock stars that are shaping high-level decisions in almost every business.

As seductive as the path may seem, and as much as it brings wealth and glory to its disciples, studying it – and actually mastering it – is a complex feat. A data scientist worth her weight in gold needs soaring aptitudes in math and statistics as well as a high level of fluency with programming languages.

Of course, there are many paths to mastery. One approach – and frankly, the most commonplace among today's data elites – is to enroll in online courses to gain the skills and practical experiences necessary for the dream job.

But finding a reputable one may be a challenge in and of itself. With thousands of courses in data science and related fields to choose from, how would you know you've picked the right one? Fair question.

To aid you on your valiant quest, we've scoured the vast interweb to profile six top data science courses worth your time. This assortment of highly-rated classes was assembled for people at various stages and pathways in the data science ecosystem – from beginners to mastery, and further specialization.

So, without further ado, here's our list of six top courses to become a skilled data scientist:

Data Science A-Z™: Real-Life Data Science Exercises Included | Udemy

Created by data science advocate and entrepreneur, Kirill Eremenko, Data Science A-Z on Udemy offers an expansive overview of the entire data science journey. It's absolutely perfect for more

Source:: Top 6 Data Science Courses Online to Become A Skilled Data Scientist

Mar 182020

By Martin Luenendonk

You're Fired!

Arguably, the two words in the English language that rush the blood to your brain causing a tragic meltdown.

Once the initial shock clears. The mental state switches from dizziness to clarity.

Hopeless thoughts take hold.

Out of work…


How am I supposed to face my family who've pinned their hopes on me?

Am I a social outcast?

Joblessness is a difficult and depressive phase of life. Cleverism aims to solve your predicament through actionable solutions listed in this writeup.


It's never easy when you're back home and your head is heavy with events of what transpired earlier in the day.

But it's all in the past now. What's happened has happened. Nothing you can do to change it.

Accept the situation, own the act and come clean.

Here are 4 relaxing tips to ease the frustration of being fired.

1. Don't Be Hard on Yourself

Maybe the entire fault lies with the employer or your coworkers or plain bad conduct on your part.

Put your hand on your chest. Do you feel your heart thumping?

That's your body telling you that you're alive. And when you're full of life, you are ready to conquer any bad phase that life throws at you.

And as long as you've got the willpower to change your mistakes and correct your wrongs, you've got a second chance.

Vent Out

The obvious action for any individual that's recently fired is to spend time backtracking the events leading up to being fired.

Use this time to extract your inner frustration and pour it out. Let this be your mourning period.

According to psychologist Stephen Sideroff, breaking down is a positive state for the body to recover and is perfectly healthy.

Express your outrage in front of the mirror or burst out in more

Source:: Fired? The Complete Guide to Getting Employed Again

Mar 162020

By Martin Luenendonk

Did you know the human brain is more likely to take in information from a story over pure facts?

We are wired to absorb information that is interesting rather than memorizing raw data from an Excel sheet.

Unlike artificial intelligence, humans are creatures with emotions and desires. With the diverse and rapidly changing digital world in front of us, an innovative practice to communicate information without losing its narrative was essential.

This technique is called ‘Data Storytelling'.

Let's understand what makes data storytelling the ideal way for knowledge transmission.


Have you ever wondered what made fairy tales such a fascinating experience for kids?

From an evolutionary point of view, stories had a catchy introduction and an emotional end along with a strong plot in between. This combination allowed us to experience an adventure that we weren't physically a part of.

Data storytelling utilizes this intriguing method to convert complex ideas into a simplistic form using narrative and visuals to transfer the information to the audience.

Imagine you had to choose between two books to read while on vacation – a dictionary and a novel. The novel would undoubtedly be the more exciting one to read but the dictionary would ultimately provide you with interesting new words to learn and increase your overall acumen.

It's a tough choice to choose between entertainment or knowledge.

Suppose the dictionary could be converted into a novel form to allow you to gain meaningful information in an interesting and fun way?

Wouldn't you agree that it's a convenient way to absorb information than reading words and their meanings in a boring way?

Data storytelling is a combination of two worlds – information and entertainment.

Data storytelling is broken down into 3 key aspects.

1. Data

Like air, data is everywhere. In fact, if you don't know what more

Source:: Data Storytelling Links Emotions and Rational Decisions

Mar 152020

By Anastasia Belyh


Are you on LinkedIn? If you are, are you making the best use of it?

LinkedIn has over 630 million members. With over 35,000 skills listed, the platform has over 20 million jobs open on LinkedIn Jobs.

If you're employed, you may be interested in knowing that there's a lot of mentorship happening in the platform. There are over 120,000 education-related groups and millions of mentors and mentees signed up for giving and receiving career advice.

If you are a business owner, the below numbers are worth noting.

  • 79% of marketers see LinkedIn as a good source of leads.
  • Professional content on the site is considered trustworthy by 7 out of 10 professionals.
  • 80% of B2B marketers get their social media leads from LinkedIn.

Source: Social Pilot

We all know that Facebook is the biggest social media platform.

But if you're after the “professional” niche, there's nowhere else to look other than LinkedIn.

But knowing where to look is just half the story. For you to benefit you have to stay active. It has been reported that the monthly active users are 303 million. This means that over half of the registered users are not very active.

Inactivity is definitely the reason some of the benefits will not be enjoyed by many.

Whichever group you're in, it's time to make some changes. Either start being active or improve on your activity.

It's important to know that being active is not merely checking what others have posted. You have to be proactive and do some posting of your own.

But you can't start posting if your own profile isn't welcoming or attractive enough.

If you post great content but your profile doesn't reflect the content you posted, you won't be taken seriously. It may as well be assumed that you more

Source:: Here’s Why You Should Update Your LinkedIn Profile Regularly

Mar 152020

By Anastasia Belyh

Younger Workers

Are you one of the companies which discriminate against candidates and employees based on their age?

If so, then it's time to consider changing that. If you don't, you might be forced by the law to do it.

In the US, workplace discrimination is illegal and there are two laws to prevent it:

Many organizations practice this bias during the hiring process.

They thus avoid getting older workers on board mostly seeing them as an expensive liability.

Can you identify age bias in the hiring process?

The hiring process is full of ways through which age discrimination happens.

Although you may think that it starts at the interview, it happens well before that.

As you will see in the section on preventing age bias when hiring, job advertisements bear the first evidence of this practice.

During the interview process, this is likely to happen through the questions asked or comments made.

These are questions which subtly suggest that the hiring team would not prefer having the candidate join the company.

Here are some questions and comments which may be made during an interview:

Mar 142020

By Anastasia Belyh

Group Interview

Job hunting is never fun.

You spend countless hours going through the listings on job boards looking for a job you qualify for. You go ahead to apply and then wait for a response. One that is never guaranteed to come.

But you wait anyway even as you follow up.

Suddenly, you're full of joy as you get a response from one of the companies you applied to. You're eager to get the job and start earning. Then you remember that the journey is just getting started.

There is a test coming.

You have to pass the interview. You must outshine all the other candidates.

The thought of this brings about its own challenges. It's time to start preparing for the interview.

But even as you prepare for the interview, you also need to know the type of interview you'll be having.


You may not have thought much about this but there are indeed different types of job interviews. Some of them are not very common while others are used more often.

The biggest reason why you need to know the different types is because some require unique preparation. Knowing the type of interview you'll be undergoing helps you prepare accordingly.

And with the right preparation, you increase your chances of shining and being picked for the job.

Here is a list of job interview types which are often used in different situations. Familiarize yourself with them to stay ahead of the other candidates.

1. One-on-One Job Interview

This is by far the most common type of interview many companies do.

It's the kind of interview that takes place between you and one representative of the hiring company. In most cases, this representative is the manager you'll be reporting to.

With most companies doing more than one interviews, the first is the one likely to be one-on-one with more

Source:: Types of Job Interviews

Mar 132020

By Anastasia Belyh

High Stress Cause Disease

Are you unemployed and looking for a job? Or maybe employed but your job is not secure?

There are many job situations which can rob you of the confidence to face the following day, week, month or year. If you're in such a situation, you definitely can't sit pretty.

You're on the job hunt. Maybe discreetly so your boss doesn't suspect it. If you're unemployed, job hunting might be what you do all day.

If it takes you long to get a job, then this becomes a source of stress. The kind of stress which can lead to high levels of anxiety.

If this is not managed, it can as well lead to illness.

Source: Daily Herald


Fortunately, this is avoidable. You don't have to struggle with anxiety while job searching.

In this article, we share some simple steps you can take to reduce the anxiety buildup which is common while job hunting.

As you will see, these tips will require you to make changes in some of your routines. Follow through with the advice and make your life better and more peaceful.

Apply for Unemployment Benefits

The first thing you should consider doing if you're coming out of employment is to apply for unemployment benefits.

These will go a long way in helping you meet your financial obligations before landing another job.

Do not ignore this thinking that it's only for retirement cases.

Since much of the stress while job hunting comes from the worries surrounding bills, unemployment benefits can help reduce the stress.

If you're fresh from college, you may not qualify for this as it requires some employment record.

These benefits are usually provided by the state government.

With state laws being different, the amount you get may differ. You can get more information about this from the US Department of Labor on more

Source:: Coping Skills for Anxious Job Seekers

Mar 122020

By Anastasia Belyh

Baseline Mag

Meetings are one of those events in the company's calendar which not everyone likes.

And it's for a good reason.

Just how much productivity can you confidently say results from office meetings?

Have you ever thought about the time wasted waiting for some attendees despite the starting time having been communicated? How much time is lost when colleagues check their email or chat while the meeting is in progress?

What about when another meeting has to be held because the manager wasn't present and he didn't agree with the decision reached?

Source: Baseline Mag

When you combine these and many other situations, you see exactly why meetings are becoming burdensome to many.

When bosses express their dissatisfaction with meetings, it's hard to convince them otherwise.

But does it have to be like that?


Meetings are unavoidable if we are to work together. And with companies emphasizing on teamwork, there's no escaping the office meeting.

But something needs to be done urgently. If productivity is to be maintained, or hopefully increased, then the situation needs to change.

To help you avoid meeting failures, we have some tips for you.

But first, let's see why meetings fail. Understanding the cause of the problem helps to solve it.

Misunderstanding the ‘Why'

Do failing meetings have a purpose?

The meeting should have a purpose.

Because without one, then you're not having a meeting. You might consider calling it a chat session with colleagues.

But having a purpose is not all that's needed.

You could have a purpose but as the meeting convener, maybe you're the only one who understands it.

If that is the case, then you could be headed towards an unpleasant result.

In many cases, especially where the team is not very united, the meeting invitation could spark all sorts of fears.

If there have been unresolved conflicts between team members, some may come to the more

Source:: Bosses Think 67% of Meetings Are Failures – Are Yours?

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